If you are wondering what to do if sued by [...], What to do if sued by Michael & Associates for [...], Wondering what to do if sued by Hunt & Henriques [...]. To learn about your debt relief options for your specific debt problems, get in touch with us by using our Contact Form, call us at 858-217-5051 or email daniel@gamezlawfirm.com we’ll get back ASAP! The following page will give you the specifics that you need to understand Chicago's current financial situation and what the best debt relief options are in 2018. Chicago residents are now more likely to miss a credit card payment than residents of any other major city, including. The Fed projects interest rates to rise another three times in 2019, which will result in people sinking even deeper in debt. The reason that Chicago residents are struggling to pay their credit card debt, is not because they did anything wrong, it's because of financial hardship and high-interest balances. Why does Chicago have such a big problem with credit card debt? Read our latest blog posts featuring debt relief tips & more! Talk to a debt counselor toll free: 800-300-9550. Call Golden Financial Services at 866-376-9846 for a Free Debt Relief Program Quote. Find a local Debt Relief attorney in your state. Considering bankruptcy? The Federal Reserve buried the City of Chicago even deeper in debt after raising interest rates four times in 2018. You will not be passed off to an attorney in another state. We will make sure to do everything in our power to save you from having to file for bankruptcy and going down that dark road. And there’s a free information line open right now that you can call. On top of that, if a debt is invalidated the debt collection company cannot report it to the credit bureaus. 'Chicago residents are now more likely to miss a credit card payment than residents of any other major city, including New York, Los Angeles, Dallas or Miami', according to the S&P/Experian Consumer Credit Default Indices. Chicago debt validation may be the least expensive route to deal with your debt and credit issues. That’s why dishonest companies that promote too-good-to-be-true debt-relief programs continue to rank as the top consumer complaint received by the Federal Trade Commission. Chicago owes $31.5 billion to pensioners, up from $5 billion in 2000. The third – debt settlement – is used in desperate situations where the debt … Plus, the average credit score in Chicago is 648, compared to the national average of 699. See reviews, photos, directions, phone numbers and more for Debt Relief Legal Center locations in San Diego, CA. Click here to learn more about debt validation in the state of Illinois. "}, © 2021 Golden Financial Services | All Rights Reserved. Home » Illinois Debt Relief » Chicago Debt Relief. 1. The first two are aimed at consumers who have enough income to handle their debt, but need help organizing a budget and sticking to it. Debtors Anonymous offers hope for people whose use of unsecured debt causes problems and suffering in their lives and the lives of others. Visit this page next to learn more about student loan consolidation. Chicago has less money set aside in its pension funds today than it did a decade and a half ago', according to Investors.com. Download our FREE eBook on Credit Card Debt Settlement to start your path to living a debt free life! Chicago residents can feel confident in knowing that Golden Financial Services will provide honest and accurate debt relief information. All Rights Reserved. Dan Gamez is a California debt relief attorney with offices in San Diego and Los Angeles. 33530 1st Way S Ste 102, Federal Way, WA 98003-7332 Consumers in Chicago have lower credit scores on average, compared to the rest of the nation. Talk to an NFCC Certified Financial Counselor 800.388.2227. Contact a lawyer referral service in your area and ask for an attorney with experience in consumer law, debt collection defense, or the Fair Debt Collection Practices Act (FDCPA). Let us help you get on the road to freedom from debt problems. There are millions of consumers who are struggling just to pay credit card minimum payments. Click here to learn more about debt validation in the state of Illinois. We value our clients and appreciate your comments. Get a personalized plan to get out of debt at, Do it Yourself Student Loan Consolidation, click here to try debt calculator and get more quotes. a monthly payment of $301.50, could resolve your debt in 36 months, a monthly payment of $357.06, could resolve your debt in 36 months, a monthly payment of $412.61, could resolve your debt in 36 months (. Click here to learn more about debt validation in the state of Illinois. Programs are available besides bankruptcy, to help consumers who can’t afford to stay current. Paul J Paquin, the CEO at Golden Financial Services said the following; “Chicago debt relief, settlement, and consolidation programs give you control and the power to make a choice based on what suits you best. However, in some cases, a debt will need to be settled. ","articleBody":"Chicago Debt Relief Programs - offered by Golden Financial Services How bad are Chicago's debt and financial problems? FREE Initial Consultation! Collections Agencies Near Me. {"@context":"http://schema.org","@type":"NewsArticle","mainEntityOfPage":{"@type":"WebPage","@id":"https://goldenfs.org/illinois-debt-relief/chicago/"},"headline":"Chicago Debt Relief","image":"https://goldenfs.org/wp-content/uploads/2016/11/Chicago-Debt-Relief-.jpg","datePublished":"2016-11-07","dateModified":"2018-07-20","author":{"@type":"Person","name":"Paul J Paquin ","url":"undefined"},"publisher":{"@type":"Organization","name":"GoldenFs.org ","url":"https://goldenfs.org ","logo":{"@type":"ImageObject","url":"https://goldenfs.org/wp-content/themes/u-design/updated-homepage/assets/images/logo.png"}},"description":"How bad are Chicago's debt and financial problems? The mayor also said he would set up the framework to issue pension obligation bonds to help reduce the amount of money the city owes the retirement funds in the near term.”, “The city is still considering issuing fund stabilization bonds to increase the funded ratios of our pension funds and lower the cost of our unfunded liabilities,” Chief Financial Officer. Helping People in California With Debt Relief Since 1975 Since 1975, the Debt Relief Legal Clinic in California, has been effectively helping clients through the bankruptcy process. Plus, the average credit score in Chicago is 648, compared to the national average of 699. Chicago residents can consolidate credit cards into one. Chicago residents have the highest default rate in the nation on credit cards, home loans, and car loans. We offer a FREE debt consultation. Book debt relief attorney Daniel Gamez for a, free consultation with a debt relief attorney, What To Do If Sued By The Moore Law Group For Credit Card Debt, What To Do If Sued By Michael & Associates For Credit Card Debt. The reason that Chicago residents are struggling to pay their credit card debt, is not because they did anything wrong, it’s because of financial hardship and high-interest rates. For example: “what was the most that consumers had to pay on a certain credit card last year”. Visit this page next to learn more about student loan consolidation. Watch our latest debt relief videos on YouTube, FREE initial consultation! Are You Receiving Social Security, Pension or Disability Income? Top that off, with the fact that the Federal Reserve just raised credit card interest rates in 2018 not once but three times and more rate-hikes are predicted to come over the next year, according to the CME FedWatch Tool – and we've got a serious financial mess to deal with in the City of Chicago. Read our guide to choose the best tax relief company … Download our FREE eBook on Credit Scores and Credit Repair to start your path to financial freedom! After four rate-hikes, some people won’t be able to stay current on payments for much longer. If there is a chance of providing assistance to a consumer with high unsecured debt issues - Golden Financial Services is the Chicago debt relief company to do so! Student Loan Debt Consolidation in Chicago, Illinois $26,713.59 of student loan debt - consolidated and paid off in full - leaving the student with a low $52 per month payment Student loan debt consolidation is a public option. CONTACT US for a free debt relief consultation. Chicago has less money set aside in its pension funds today than it did a decade and a half ago, according to, The Statute of Limitations (how long a debt collection company has to sue an individual over a debt) in Chicago on written contract accounts, like credit card debt, is, “Chicago Mayor Rahm Emanuel’s administration won’t include a $10 billion pension obligation bond issue in his proposed 2019 budget but it remains on the table against a backdrop of rising interest rates that threaten to wipe out potential arbitrage savings. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Get Relief From Credit Card … You’ve probably heard all this already on the news, but the banks fail to talk about debt relief options. The legal team at the Debt Relief Legal Clinic is dedicated to helping you find the right solution to your debt … 952.544.6800 When it comes to debt, you’re not alone. Find out about student loan debt help options, Find out if you should file for bankruptcy, Find out about second mortgage and HELOC debt options, Get legal help if you’ve been sued for debt, Debt relief options for medical bill debt, Stop debt collection phone calls and harassment, Get legal help to stop bank levies and wage garnishments, Get your car back from a wrongful repossession, 501 West Broadway, Suite 800, San Diego, CA 92101| San Diego Debt Attorney - credit card debt, medical debt, mortgage debt, small business debt, student loan debt relief services |Copyright 2020 | Gamez Law Firm. Here are 3 examples of how debt relief programs in Chicago can help resolve credit card debt: $20,000 of credit card debt with an average interest rate of 30% a monthly payment of $301.50, could resolve your debt in 36 months $25,000 of credit card debt with an average interest rate of 30% a monthly payment of $357.06, could resolve your debt in 36 months $30,000 of credit card debt with an average interest rate of 30% a monthly payment of $412.61, could resolve your debt in 36 months (click here to try debt calculator and get more quotes) Talk to Expert [njt-gpr location='Golden Financial Services' place_id='ChIJo17S0FtM2YARRQNurWXFB68' review_filter='5' review_limit='5' review_characters='20' column='1' btn_write='Write a review' cache='None' ] Chicago, Illinois - Debt Settlement Golden Financial Services doesn't recommend or currently offer debt settlement for consumers in Chicago, there are much more effective options available that even include credit repair. Here is the definitive list of debt attorneys near your location as rated by your neighborhood community. Credit scores will go down, creditors can sue a person while on a debt settlement program, and when a debt is settled for less than the full balance owed there are potential tax consequences. If you're unable to pay your creditors, filing for bankruptcy can help … Strong, Jacob & Associates LLC Debt Consolidation Services, Financial Services, Debt Relief Services ... (844) 598-3328. View debt relief success stories from the clients of the Gamez Law Firm! Subprime is another word for 'second chance'. American Consumer Credit Counseling (ACCC) is a nonprofit debt management company that provides consumers with personalized counseling and solutions for consolidation of debt. It helps to lower the astounding interest rate on your loan and set up a budget-friendly repayment plan. Today we will take a look at a few examples of the various types of programs and actual client results obtained. Debt sticks to consumers in Illinois longer than in another state, adding to Chicago's financial problems. Your Choices for Dealing With a Lawsuit. Call HELPS now to learn how your retirement income is protected by law and how we can help. Debt settlement programs in Chicago come with negative consequences and a person should try to avoid this type of debt relief option if possible. Chicago residents have the highest default rate in the nation on credit cards, home loans, and car loans. Paul J Paquin, the CEO at Golden Financial Services said the following; 'Chicago debt relief, settlement and consolidation programs give you control and the power to make a choice based on what suits you best. Consumers in Chicago have lower credit scores on average, compared to the rest of the nation, which puts them at a bigger disadvantage. Here’s why you should skip debt … Chicago debt reduction services can rescue you from high credit card balances and unsecured debt. Debt settlement programs in Chicago come with negative consequences and a person should try to avoid this type of debt relief option if possible. But here’s the deal: Debt consolidation promises one thing but delivers another. There are different programs – designed to deal with different circumstances. The Gamez Law Firm is in the business of saving money for our clients with all kinds of debt from, Debt Relief Attorney in San Diego – Dan Gamez, Unlike many of the “debt relief companies” that are often in the news for scamming consumers, we are a, We’re a small law firm and treat each client with respect. You can pick from multiple plans and get an affordable payment, and you can even switch to another plan over time if your income changes, depending on what’s feasible for you. Personal Bankruptcy. Talk with an IAPDA certified debt counselor for free. What can Chicago debt relief programs do for you? The City of Chicago is filled with subprime borrowers who are being overcharged in interest and who can only afford to pay minimum monthly payments or less. Visit this page next to learn more about student loan consolidation. Do you have debt you can't afford to pay? For example, this debt was settled for $1,475.65, saving the consumer $2,740.39. The consolidation … offers … There are different programs - designed to deal with different circumstances. Credit card companies feel that if they issue a loan to someone who has under a 710 credit score, that they’re giving that person a second chance and because of that they can charge outrageous interest rates. 'Chicago owes $31.5 billion to pensioners, up from $5 billion in 2000. Florida Debt Relief … Here is the main reason you need a student loan lawyer to fight for you and protect you against student loan lenders, such as Navient, Discover, National Collegiate Trust, etc. And the same goes for balance transfer cards. Our debt settlement program is actually quite simple. A fierce advocate for consumers who need debt help, Daniel strives to give his clients a life free of debt. Call Today To See How We Can Help: (206) 535-2559. Free Consultation To Learn Your Debt Relief Options! HOW IT WORKS We will set you up with an affordable monthly savings plan , (which is determined on a client-by-client basis between you and a counselor at Inland Debt ). This type of flexibility is allowed with debt relief programs – you truly take back that lost control and the power is shifted back to you.”. Find the right California Debt Relief lawyer from 208 local law firms. See What Our Amazing Clients Have To Say! Subprime is another word for “second chance”. Need Credit Card Debt Relief, Debt Settlement or Consolidation Help? The Gamez Law Firm has been featured in top national and local media outlets including TV, radio and online publications. (be prepared with information about your debt & financial situation) MUST have OVER $10,000 in Debt Balance. But the city is not the only one who’s drowning in debt. $20,000 of credit card debt with an average interest rate of 30%, $25,000 of credit card debt with an average interest rate of 30%, $30,000 of credit card debt with an average interest rate of 30%, [njt-gpr location=”Golden Financial Services” place_id=”ChIJo17S0FtM2YARRQNurWXFB68″ review_filter=”5″ review_limit=”5″ review_characters=”20″ column=”1″ btn_write=”Write a review” cache=”None” ]. Even if you don’t end up hiring a lawyer, an experienced debt settlement attorney can help you evaluate the creditor’s case and your personal circumstances to determine the best course for you. With the Debt Management Plan from the national nonprofit GreenPath Financial Wellness, you become debt free faster * . What To Do If Sued By Hunt & Henriques For Credit Card Debt. Credit card companies feel that if they issue a loan to someone who has under a 710 credit score, that they're giving that person a second chance and because of that they can charge outrageous interest rates. Find a member agency near me Dan Gamez is a California debt relief attorney with offices in San Diego and Los Angeles. You're not stuck in one plan. Considering bankruptcy? Chicago debt validation may be the least expensive route to deal with your debt and credit issues. You may … You can achieve financial freedom in 2019. We will make sure to do everything in our power to save you from having to file for bankruptcy and going down that dark road. Student loan debt consolidation is a public option. Experienced debt attorney serving clients nationwide with offices in San Diego and Los Angeles, California. Learn More. Alabama Debt Relief Programs; Alaska Debt Relief; Arizona Debt Relief; Arkansas Debt Relief; California Debt Relief. If you owe the IRS, tax relief may help. San Diego Bankruptcy Attorneys Helping You Get Free From Debt Many people are suffering from overwhelming stress caused by debt. (858.217.5051), National Collegiate Student Loan Trust Lawsuit Defense, Bank Levies and Wage Garnishment Attorney, Student Loan Debt Settlement Ultimate Guide, Guide To Your Credit Score and Credit Repair, What To Do If Sued By Wells Fargo For Credit Card Debt. No matter whether you are facing foreclosure, bankruptcy, garnishment, or other debt related issues, we can help. If the debt collection company can’t provide all of the necessary documentation and accurate information that federal laws require them to maintain – then you don’t have to pay it. Get help now. Golden Financial Services doesn’t recommend or currently offer debt settlement for consumers in Chicago, there are much more effective options available that even include credit repair. Debt relief law firm in San Diego. Have student loan debt? Chicago Debt Relief, Settlement, and Consolidation Programs can resolve just about any type of unsecured debt, including credit cards, third-party debt collection accounts, medical bills, bank loans and student loans. Interest rates go up four times in 2018, setting Chicago back further. These are the reasons why the City of Chicago is drowning in credit card debt right now. Some Chicago residents start out on a three-year program, but then end up getting out of debt in 18-months because they decided to speed up their program after their financial situation improved. Before you retain a bankruptcy attorney in Chicago, apply for debt relief through Golden Financial Services. On top of that, if a debt is invalidated the debt collection company cannot report it to the credit bureaus. The following page will give you the specifics that you need to understand Chicago's current financial situation and what the best debt relief options are in 2018. National Debt Relief - A+ BBB Accredited Business - Get Relief From Credit Card Debt, Medical Bills And Unsecured Loans. If you have questions or are seeking help, contact us for a free consultation with a debt relief attorney to go over your options to get out of debt. Are there debt relief programs in Chicago to give consumers a fresh start, or are they all a scam? Need credit card debt help? WE CAN HELP. Find a member agency near me D.A. Are there debt relief programs in Chicago to give consumers a fresh start, or are they all a scam? Experienced debt attorney serving Southern California residents. Click to leave a review on Yelp or view testimonials. Where the debt becomes, legally uncollectible – because creditors fail to maintain legally required records and accurate accounting, amongst other things. Want to see who made the cut? Since our founding in 1991, ACCC's consolidated credit counseling services and debt …
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